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Emerging Enterprise Group

  • Home
  • About
    • Emerging Enterprise Group
    • President & CEO
    • Partner
  • Free Resources
  • Bookstore
    • Bookstore
    • Authors
  • Contact
    • Schedule an Appointment
  • Podcasts

Privacy Policy

Last updated: November 22, 2020 

This Privacy Policy describes Our policies and procedures on the collection, 
use and disclosure of Your information when You use the Service and tells You 
about Your privacy rights and how the law protects You. 

We use Your Personal data to provide and improve the Service. By using the 
Service, You agree to the collection and use of information in accordance with 
this Privacy Policy. 

Interpretation and Definitions   
============================== 

Interpretation   
-------------- 

The words of which the initial letter is capitalized have meanings defined 
under the following conditions. The following definitions shall have the same 
meaning regardless of whether they appear in singular or in plural. 

Definitions   
----------- 

For the purposes of this Privacy Policy: 

  * Account means a unique account created for You to access our Service or 
    parts of our Service. 

  * Business , for the purpose of the CCPA (California Consumer Privacy Act), 
    refers to the Company as the legal entity that collects Consumers' 
    personal information and determines the purposes and means of the 
    processing of Consumers' personal information, or on behalf of which such 
    information is collected and that alone, or jointly with others, 
    determines the purposes and means of the processing of consumers' personal 
    information, that does business in the State of California. 

  * Company (referred to as either "the Company", "We", "Us" or "Our" in this 
    Agreement) refers to Emerging Enterprise Group LLC, 440 Burroughs #682 
    Detroit48202. 

    For the purpose of the GDPR, the Company is the Data Controller. 

  * Consumer , for the purpose of the CCPA (California Consumer Privacy Act), 
    means a natural person who is a California resident. A resident, as 
    defined in the law, includes (1) every individual who is in the USA for 
    other than a temporary or transitory purpose, and (2) every individual who 
    is domiciled in the USA who is outside the USA for a temporary or 
    transitory purpose. 

  * Cookies are small files that are placed on Your computer, mobile device or 
    any other device by a website, containing the details of Your browsing 
    history on that website among its many uses. 

  * Country refers to: Michigan, United States 

  * Data Controller , for the purposes of the GDPR (General Data Protection 
    Regulation), refers to the Company as the legal person which alone or 
    jointly with others determines the purposes and means of the processing of 
    Personal Data. 

  * Device means any device that can access the Service such as a computer, a 
    cellphone or a digital tablet. 

  * Do Not Track (DNT) is a concept that has been promoted by US regulatory 
    authorities, in particular the U.S. Federal Trade Commission (FTC), for 
    the Internet industry to develop and implement a mechanism for allowing 
    internet users to control the tracking of their online activities across 
    websites. 

  * Personal Data is any information that relates to an identified or 
    identifiable individual. 

    For the purposes for GDPR, Personal Data means any information relating to 
    You such as a name, an identification number, location data, online 
    identifier or to one or more factors specific to the physical, 
    physiological, genetic, mental, economic, cultural or social identity. 

    For the purposes of the CCPA, Personal Data means any information that 
    identifies, relates to, describes or is capable of being associated with, 
    or could reasonably be linked, directly or indirectly, with You. 

  * Sale , for the purpose of the CCPA (California Consumer Privacy Act), 
    means selling, renting, releasing, disclosing, disseminating, making 
    available, transferring, or otherwise communicating orally, in writing, or 
    by electronic or other means, a Consumer's personal information to another 
    business or a third party for monetary or other valuable consideration. 

  * Service refers to the Website. 

  * Service Provider means any natural or legal person who processes the data 
    on behalf of the Company. It refers to third-party companies or 
    individuals employed by the Company to facilitate the Service, to provide 
    the Service on behalf of the Company, to perform services related to the 
    Service or to assist the Company in analyzing how the Service is used. For 
    the purpose of the GDPR, Service Providers are considered Data Processors. 

  * Third-party Social Media Service refers to any website or any social 
    network website through which a User can log in or create an account to 
    use the Service. 

  * Usage Data refers to data collected automatically, either generated by the 
    use of the Service or from the Service infrastructure itself (for example, 
    the duration of a page visit). 

  * Website refers to Emergebiz1, accessible from [Http//Emergebiz1 
    .com](Http//Emergebiz1 .com) 

  * You means the individual accessing or using the Service, or the company, 
    or other legal entity on behalf of which such individual is accessing or 
    using the Service, as applicable. 

    Under GDPR (General Data Protection Regulation), You can be referred to as 
    the Data Subject or as the User as you are the individual using the 
    Service. 

Collecting and Using Your Personal Data   
======================================= 

Types of Data Collected   
----------------------- 

Personal Data   
~~~~~~~~~~~~~ 

While using Our Service, We may ask You to provide Us with certain personally 
identifiable information that can be used to contact or identify You. 
Personally identifiable information may include, but is not limited to: 

  * Email address 

  * First name and last name 

  * Bank account information in order to pay for products and/or services 
    within the Service 

  * Usage Data 

When You pay for a product and/or a service via bank transfer, We may ask You 
to provide information to facilitate this transaction and to verify Your 
identity. Such information may include, without limitation: 

  * Date of birth 
  * Passport or National ID card 
  * Bank card statement 
  * Other information linking You to an address 

Usage Data   
~~~~~~~~~~ 

Usage Data is collected automatically when using the Service. 

Usage Data may include information such as Your Device's Internet Protocol 
address (e.g. IP address), browser type, browser version, the pages of our 
Service that You visit, the time and date of Your visit, the time spent on 
those pages, unique device identifiers and other diagnostic data. 

When You access the Service by or through a mobile device, We may collect 
certain information automatically, including, but not limited to, the type of 
mobile device You use, Your mobile device unique ID, the IP address of Your 
mobile device, Your mobile operating system, the type of mobile Internet 
browser You use, unique device identifiers and other diagnostic data. 

We may also collect information that Your browser sends whenever You visit our 
Service or when You access the Service by or through a mobile device. 

Tracking Technologies and Cookies   
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ 

We use Cookies and similar tracking technologies to track the activity on Our 
Service and store certain information. Tracking technologies used are beacons, 
tags, and scripts to collect and track information and to improve and analyze 
Our Service. The technologies We use may include: 

  * Cookies or Browser Cookies. A cookie is a small file placed on Your 
    Device. You can instruct Your browser to refuse all Cookies or to indicate 
    when a Cookie is being sent. However, if You do not accept Cookies, You 
    may not be able to use some parts of our Service. Unless you have adjusted 
    Your browser setting so that it will refuse Cookies, our Service may use 
    Cookies. 
  * Flash Cookies. Certain features of our Service may use local stored 
    objects (or Flash Cookies) to collect and store information about Your 
    preferences or Your activity on our Service. Flash Cookies are not managed 
    by the same browser settings as those used for Browser Cookies. For more 
    information on how You can delete Flash Cookies, please read "Where can I 
    change the settings for disabling, or deleting local shared objects?" 
    available at     shared-objects- 
    flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shared_objects_> 
  * Web Beacons. Certain sections of our Service and our emails may contain 
    small electronic files known as web beacons (also referred to as clear 
    gifs, pixel tags, and single-pixel gifs) that permit the Company, for 
    example, to count users who have visited those pages or opened an email 
    and for other related website statistics (for example, recording the 
    popularity of a certain section and verifying system and server 
    integrity). 

Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on 
Your personal computer or mobile device when You go offline, while Session 
Cookies are deleted as soon as You close Your web browser. Learn more about 
cookies: [What Are Cookies?](https://www.privacypolicies.com/blog/cookies/). 

We use both Session and Persistent Cookies for the purposes set out below: 

  * Necessary / Essential Cookies 

    Type: Session Cookies 

    Administered by: Us 

    Purpose: These Cookies are essential to provide You with services 
    available through the Website and to enable You to use some of its 
    features. They help to authenticate users and prevent fraudulent use of 
    user accounts. Without these Cookies, the services that You have asked for 
    cannot be provided, and We only use these Cookies to provide You with 
    those services. 

  * Cookies Policy / Notice Acceptance Cookies 

    Type: Persistent Cookies 

    Administered by: Us 

    Purpose: These Cookies identify if users have accepted the use of cookies 
    on the Website. 

  * Functionality Cookies 

    Type: Persistent Cookies 

    Administered by: Us 

    Purpose: These Cookies allow us to remember choices You make when You use 
    the Website, such as remembering your login details or language 
    preference. The purpose of these Cookies is to provide You with a more 
    personal experience and to avoid You having to re-enter your preferences 
    every time You use the Website. 

  * Tracking and Performance Cookies 

    Type: Persistent Cookies 

    Administered by: Third-Parties 

    Purpose: These Cookies are used to track information about traffic to the 
    Website and how users use the Website. The information gathered via these 
    Cookies may directly or indirectly identify you as an individual visitor. 
    This is because the information collected is typically linked to a 
    pseudonymous identifier associated with the device you use to access the 
    Website. We may also use these Cookies to test new pages, features or new 
    functionality of the Website to see how our users react to them. 

For more information about the cookies we use and your choices regarding 
cookies, please visit our Cookies Policy or the Cookies section of our Privacy 
Policy. 

Use of Your Personal Data   
------------------------- 

The Company may use Personal Data for the following purposes: 

  * To provide and maintain our Service , including to monitor the usage of 
    our Service. 
  * To manage Your Account: to manage Your registration as a user of the 
    Service. The Personal Data You provide can give You access to different 
    functionalities of the Service that are available to You as a registered 
    user. 
  * For the performance of a contract: the development, compliance and 
    undertaking of the purchase contract for the products, items or services 
    You have purchased or of any other contract with Us through the Service. 
  * To contact You: To contact You by email, telephone calls, SMS, or other 
    equivalent forms of electronic communication, such as a mobile 
    application's push notifications regarding updates or informative 
    communications related to the functionalities, products or contracted 
    services, including the security updates, when necessary or reasonable for 
    their implementation. 
  * To provide You with news, special offers and general information about 
    other goods, services and events which we offer that are similar to those 
    that you have already purchased or enquired about unless You have opted 
    not to receive such information. 
  * To manage Your requests: To attend and manage Your requests to Us. 
  * To deliver targeted advertising to You : We may use Your information to 
    develop and display content and advertising (and work with third-party 
    vendors who do so) tailored to Your interests and/or location and to 
    measure its effectiveness. 
  * For business transfers: We may use Your information to evaluate or conduct 
    a merger, divestiture, restructuring, reorganization, dissolution, or 
    other sale or transfer of some or all of Our assets, whether as a going 
    concern or as part of bankruptcy, liquidation, or similar proceeding, in 
    which Personal Data held by Us about our Service users is among the assets 
    transferred. 
  * For other purposes : We may use Your information for other purposes, such 
    as data analysis, identifying usage trends, determining the effectiveness 
    of our promotional campaigns and to evaluate and improve our Service, 
    products, services, marketing and your experience. 

We may share Your personal information in the following situations: 

  * With Service Providers: We may share Your personal information with 
    Service Providers to monitor and analyze the use of our Service, to 
    advertise on third party websites to You after You visited our Service, 
    for payment processing, to contact You. 
  * For business transfers: We may share or transfer Your personal information 
    in connection with, or during negotiations of, any merger, sale of Company 
    assets, financing, or acquisition of all or a portion of Our business to 
    another company. 
  * With Affiliates: We may share Your information with Our affiliates, in 
    which case we will require those affiliates to honor this Privacy Policy. 
    Affiliates include Our parent company and any other subsidiaries, joint 
    venture partners or other companies that We control or that are under 
    common control with Us. 
  * With business partners: We may share Your information with Our business 
    partners to offer You certain products, services or promotions. 
  * With other users: when You share personal information or otherwise 
    interact in the public areas with other users, such information may be 
    viewed by all users and may be publicly distributed outside. If You 
    interact with other users or register through a Third-Party Social Media 
    Service, Your contacts on the Third-Party Social Media Service may see 
    Your name, profile, pictures and description of Your activity. Similarly, 
    other users will be able to view descriptions of Your activity, 
    communicate with You and view Your profile. 
  * With Your consent : We may disclose Your personal information for any 
    other purpose with Your consent. 

Retention of Your Personal Data   
------------------------------- 

The Company will retain Your Personal Data only for as long as is necessary 
for the purposes set out in this Privacy Policy. We will retain and use Your 
Personal Data to the extent necessary to comply with our legal obligations 
(for example, if we are required to retain your data to comply with applicable 
laws), resolve disputes, and enforce our legal agreements and policies. 

The Company will also retain Usage Data for internal analysis purposes. Usage 
Data is generally retained for a shorter period of time, except when this data 
is used to strengthen the security or to improve the functionality of Our 
Service, or We are legally obligated to retain this data for longer time 
periods. 

Transfer of Your Personal Data   
------------------------------ 

Your information, including Personal Data, is processed at the Company's 
operating offices and in any other places where the parties involved in the 
processing are located. It means that this information may be transferred to — 
and maintained on — computers located outside of Your state, province, country 
or other governmental jurisdiction where the data protection laws may differ 
than those from Your jurisdiction. 

Your consent to this Privacy Policy followed by Your submission of such 
information represents Your agreement to that transfer. 

The Company will take all steps reasonably necessary to ensure that Your data 
is treated securely and in accordance with this Privacy Policy and no transfer 
of Your Personal Data will take place to an organization or a country unless 
there are adequate controls in place including the security of Your data and 
other personal information. 

Disclosure of Your Personal Data   
-------------------------------- 

Business Transactions   
~~~~~~~~~~~~~~~~~~~~~ 

If the Company is involved in a merger, acquisition or asset sale, Your 
Personal Data may be transferred. We will provide notice before Your Personal 
Data is transferred and becomes subject to a different Privacy Policy. 

Law enforcement   
~~~~~~~~~~~~~~~ 

Under certain circumstances, the Company may be required to disclose Your 
Personal Data if required to do so by law or in response to valid requests by 
public authorities (e.g. a court or a government agency). 

Other legal requirements   
~~~~~~~~~~~~~~~~~~~~~~~~ 

The Company may disclose Your Personal Data in the good faith belief that such 
action is necessary to: 

  * Comply with a legal obligation 
  * Protect and defend the rights or property of the Company 
  * Prevent or investigate possible wrongdoing in connection with the Service 
  * Protect the personal safety of Users of the Service or the public 
  * Protect against legal liability 

Security of Your Personal Data   
------------------------------ 

The security of Your Personal Data is important to Us, but remember that no 
method of transmission over the Internet, or method of electronic storage is 
100% secure. While We strive to use commercially acceptable means to protect 
Your Personal Data, We cannot guarantee its absolute security. 

Detailed Information on the Processing of Your Personal Data   
============================================================ 

Service Providers have access to Your Personal Data only to perform their 
tasks on Our behalf and are obligated not to disclose or use it for any other 
purpose. 

Analytics   
--------- 

We may use third-party Service providers to monitor and analyze the use of our 
Service. 

  * Google Analytics 

    Google Analytics is a web analytics service offered by Google that tracks 
    and reports website traffic. Google uses the data collected to track and 
    monitor the use of our Service. This data is shared with other Google 
    services. Google may use the collected data to contextualize and 
    personalize the ads of its own advertising network. 

    You can opt-out of having made your activity on the Service available to 
    Google Analytics by installing the Google Analytics opt-out browser add- 
    on. The add-on prevents the Google Analytics JavaScript (ga.js, 
    analytics.js and dc.js) from sharing information with Google Analytics 
    about visits activity. 

    For more information on the privacy practices of Google, please visit the 
    Google Privacy & Terms web page:  

Email Marketing   
--------------- 

We may use Your Personal Data to contact You with newsletters, marketing or 
promotional materials and other information that may be of interest to You. 
You may opt-out of receiving any, or all, of these communications from Us by 
following the unsubscribe link or instructions provided in any email We send 
or by contacting Us. 

We may use Email Marketing Service Providers to manage and send emails to You. 

  * Mailchimp 

    Mailchimp is an email marketing sending service provided by The Rocket 
    Science Group LLC. 

    For more information on the privacy practices of Mailchimp, please visit 
    their Privacy policy:  

  * AWeber 

    AWeber is an email marketing sending service provided by AWeber 
    Communications. 

    For more information on the privacy practices of AWeber, please visit 
    their Privacy policy:  

  * GetResponse 

    GetResponse is an email marketing sending service provided by GetResponse. 

    For more information on the privacy practices of GetResponse, please visit 
    their Privacy policy:  

Payments   
-------- 

We may provide paid products and/or services within the Service. In that case, 
we may use third-party services for payment processing (e.g. payment 
processors). 

We will not store or collect Your payment card details. That information is 
provided directly to Our third-party payment processors whose use of Your 
personal information is governed by their Privacy Policy. These payment 
processors adhere to the standards set by PCI-DSS as managed by the PCI 
Security Standards Council, which is a joint effort of brands like Visa, 
Mastercard, American Express and Discover. PCI-DSS requirements help ensure 
the secure handling of payment information. 

  * PayPal 

    Their Privacy Policy can be viewed at 
     

When You use Our Service to pay a product and/or service via bank transfer, We 
may ask You to provide information to facilitate this transaction and to 
verify Your identity. 

Behavioral Remarketing   
---------------------- 

The Company uses remarketing services to advertise on third-party websites to 
You after You visited our Service. We and Our third-party vendors use cookies 
and non-cookie technologies to help Us recognize Your Device and understand 
how You use our Service so that We can improve our Service to reflect Your 
interests and serve You advertisements that are likely to be of more interest 
to You. 

These third-party vendors collect information about Your activity on Our 
Service to enable Us to: 

  * Measure and analyze traffic and browsing activity on Our Service 
  * Show advertisements for our products and/or services to You on third-party 
    websites 
  * Measure and analyze the performance of Our advertising campaigns 

Some of these third-party vendors may use non-cookie technologies that may not 
be impacted by browser settings that block cookies. Your browser may not 
permit You to block such technologies. You can use the following third-party 
tools to decline the collection and use of information for the purpose of 
serving You interest-based advertising: 

  * The NAI's opt-out platform:  
  * The EDAA's opt-out platform  
  * The DAA's opt-out platform: 
    [http://optout.aboutads.info/?c=2&lang=EN](http://optout.aboutads.info/?c=2&lang=EN) 

We may share information, such as hashed email addresses (if available) or 
other online identifiers collected on Our Service with these third-party 
vendors. This allows Our third-party vendors to recognize and deliver You ads 
across devices and browsers. To read more about the technologies used by these 
third-party vendors and their cross-device capabilities please refer to the 
Privacy Policy of each vendor listed below. 

The third-party vendors We use are: 

  * Google Ads (AdWords) 

    Google Ads (AdWords) remarketing service is provided by Google Inc. 

    You can opt-out of Google Analytics for Display Advertising and customise 
    the Google Display Network ads by visiting the Google Ads Settings page: 
     

    Google also recommends installing the Google Analytics Opt-out Browser 
    Add-on - \- for your web 
    browser. Google Analytics Opt-out Browser Add-on provides visitors with 
    the ability to prevent their data from being collected and used by Google 
    Analytics. 

    For more information on the privacy practices of Google, please visit the 
    Google Privacy & Terms web page:  

  * Facebook 

    Facebook remarketing service is provided by Facebook Inc. 

    You can learn more about interest-based advertising from Facebook by 
    visiting this page:  

    To opt-out from Facebook's interest-based ads, follow these instructions 
    from Facebook:  

    Facebook adheres to the Self-Regulatory Principles for Online Behavioural 
    Advertising established by the Digital Advertising Alliance. You can also 
    opt-out from Facebook and other participating companies through the 
    Digital Advertising Alliance in the USA 
    , the Digital Advertising Alliance of 
    Canada in Canada or the European Interactive 
    Digital Advertising Alliance in Europe , 
    or opt-out using your mobile device settings. 

    For more information on the privacy practices of Facebook, please visit 
    Facebook's Data Policy:  

GDPR Privacy   
============ 

Legal Basis for Processing Personal Data under GDPR   
--------------------------------------------------- 

We may process Personal Data under the following conditions: 

  * Consent: You have given Your consent for processing Personal Data for one 
    or more specific purposes. 
  * Performance of a contract: Provision of Personal Data is necessary for the 
    performance of an agreement with You and/or for any pre-contractual 
    obligations thereof. 
  * Legal obligations: Processing Personal Data is necessary for compliance 
    with a legal obligation to which the Company is subject. 
  * Vital interests: Processing Personal Data is necessary in order to protect 
    Your vital interests or of another natural person. 
  * Public interests: Processing Personal Data is related to a task that is 
    carried out in the public interest or in the exercise of official 
    authority vested in the Company. 
  * Legitimate interests: Processing Personal Data is necessary for the 
    purposes of the legitimate interests pursued by the Company. 

In any case, the Company will gladly help to clarify the specific legal basis 
that applies to the processing, and in particular whether the provision of 
Personal Data is a statutory or contractual requirement, or a requirement 
necessary to enter into a contract. 

Your Rights under the GDPR   
-------------------------- 

The Company undertakes to respect the confidentiality of Your Personal Data 
and to guarantee You can exercise Your rights. 

You have the right under this Privacy Policy, and by law if You are within the 
EU, to: 

  * Request access to Your Personal Data. The right to access, update or 
    delete the information We have on You. Whenever made possible, you can 
    access, update or request deletion of Your Personal Data directly within 
    Your account settings section. If you are unable to perform these actions 
    yourself, please contact Us to assist You. This also enables You to 
    receive a copy of the Personal Data We hold about You. 
  * Request correction of the Personal Data that We hold about You. You have 
    the right to to have any incomplete or inaccurate information We hold 
    about You corrected. 
  * Object to processing of Your Personal Data. This right exists where We are 
    relying on a legitimate interest as the legal basis for Our processing and 
    there is something about Your particular situation, which makes You want 
    to object to our processing of Your Personal Data on this ground. You also 
    have the right to object where We are processing Your Personal Data for 
    direct marketing purposes. 
  * Request erasure of Your Personal Data. You have the right to ask Us to 
    delete or remove Personal Data when there is no good reason for Us to 
    continue processing it. 
  * Request the transfer of Your Personal Data. We will provide to You, or to 
    a third-party You have chosen, Your Personal Data in a structured, 
    commonly used, machine-readable format. Please note that this right only 
    applies to automated information which You initially provided consent for 
    Us to use or where We used the information to perform a contract with You. 
  * Withdraw Your consent. You have the right to withdraw Your consent on 
    using your Personal Data. If You withdraw Your consent, We may not be able 
    to provide You with access to certain specific functionalities of the 
    Service. 

Exercising of Your GDPR Data Protection Rights   
---------------------------------------------- 

You may exercise Your rights of access, rectification, cancellation and 
opposition by contacting Us. Please note that we may ask You to verify Your 
identity before responding to such requests. If You make a request, We will 
try our best to respond to You as soon as possible. 

You have the right to complain to a Data Protection Authority about Our 
collection and use of Your Personal Data. For more information, if You are in 
the European Economic Area (EEA), please contact Your local data protection 
authority in the EEA. 

CCPA Privacy   
============ 

This privacy notice section for California residents supplements the 
information contained in Our Privacy Policy and it applies solely to all 
visitors, users, and others who reside in the State of California. 

Categories of Personal Information Collected   
-------------------------------------------- 

We collect information that identifies, relates to, describes, references, is 
capable of being associated with, or could reasonably be linked, directly or 
indirectly, with a particular Consumer or Device. The following is a list of 
categories of personal information which we may collect or may have been 
collected from California residents within the last twelve (12) months. 

Please note that the categories and examples provided in the list below are 
those defined in the CCPA. This does not mean that all examples of that 
category of personal information were in fact collected by Us, but reflects 
our good faith belief to the best of our knowledge that some of that 
information from the applicable category may be and may have been collected. 
For example, certain categories of personal information would only be 
collected if You provided such personal information directly to Us. 

  * Category A: Identifiers. 

    Examples: A real name, alias, postal address, unique personal identifier, 
    online identifier, Internet Protocol address, email address, account name, 
    driver's license number, passport number, or other similar identifiers. 

    Collected: Yes. 

  * Category B: Personal information categories listed in the California 
    Customer Records statute (Cal. Civ. Code § 1798.80(e)). 

    Examples: A name, signature, Social Security number, physical 
    characteristics or description, address, telephone number, passport 
    number, driver's license or state identification card number, insurance 
    policy number, education, employment, employment history, bank account 
    number, credit card number, debit card number, or any other financial 
    information, medical information, or health insurance information. Some 
    personal information included in this category may overlap with other 
    categories. 

    Collected: Yes. 

  * Category C: Protected classification characteristics under California or 
    federal law. 

    Examples: Age (40 years or older), race, color, ancestry, national origin, 
    citizenship, religion or creed, marital status, medical condition, 
    physical or mental disability, sex (including gender, gender identity, 
    gender expression, pregnancy or childbirth and related medical 
    conditions), sexual orientation, veteran or military status, genetic 
    information (including familial genetic information). 

    Collected: No. 

  * Category D: Commercial information. 

    Examples: Records and history of products or services purchased or 
    considered. 

    Collected: Yes. 

  * Category E: Biometric information. 

    Examples: Genetic, physiological, behavioral, and biological 
    characteristics, or activity patterns used to extract a template or other 
    identifier or identifying information, such as, fingerprints, faceprints, 
    and voiceprints, iris or retina scans, keystroke, gait, or other physical 
    patterns, and sleep, health, or exercise data. 

    Collected: No. 

  * Category F: Internet or other similar network activity. 

    Examples: Interaction with our Service or advertisement. 

    Collected: Yes. 

  * Category G: Geolocation data. 

    Examples: Approximate physical location. 

    Collected: No. 

  * Category H: Sensory data. 

    Examples: Audio, electronic, visual, thermal, olfactory, or similar 
    information. 

    Collected: No. 

  * Category I: Professional or employment-related information. 

    Examples: Current or past job history or performance evaluations. 

    Collected: No. 

  * Category J: Non-public education information (per the Family Educational 
    Rights and Privacy Act (20 U.S.C. Section 1232g, 34 C.F.R. Part 99)). 

    Examples: Education records directly related to a student maintained by an 
    educational institution or party acting on its behalf, such as grades, 
    transcripts, class lists, student schedules, student identification codes, 
    student financial information, or student disciplinary records. 

    Collected: No. 

  * Category K: Inferences drawn from other personal information. 

    Examples: Profile reflecting a person's preferences, characteristics, 
    psychological trends, predispositions, behavior, attitudes, intelligence, 
    abilities, and aptitudes. 

    Collected: No. 

Under CCPA, personal information does not include: 

  * Publicly available information from government records 
  * Deidentified or aggregated consumer information 
  * Information excluded from the CCPA's scope, such as: 
    * Health or medical information covered by the Health Insurance 
      Portability and Accountability Act of 1996 (HIPAA) and the California 
      Confidentiality of Medical Information Act (CMIA) or clinical trial data 
    * Personal Information covered by certain sector-specific privacy laws, 
      including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley 
      Act (GLBA) or California Financial Information Privacy Act (FIPA), and 
      the Driver's Privacy Protection Act of 1994 

Sources of Personal Information   
------------------------------- 

We obtain the categories of personal information listed above from the 
following categories of sources: 

  * Directly from You. For example, from the forms You complete on our 
    Service, preferences You express or provide through our Service, or from 
    Your purchases on our Service. 
  * Indirectly from You. For example, from observing Your activity on our 
    Service. 
  * Automatically from You. For example, through cookies We or our Service 
    Providers set on Your Device as You navigate through our Service. 
  * From Service Providers. For example, third-party vendors to monitor and 
    analyze the use of our Service, third-party vendors to deliver targeted 
    advertising to You, third-party vendors for payment processing, or other 
    third-party vendors that We use to provide the Service to You. 

Use of Personal Information for Business Purposes or Commercial Purposes   
------------------------------------------------------------------------ 

We may use or disclose personal information We collect for "business purposes" 
or "commercial purposes" (as defined under the CCPA), which may include the 
following examples: 

  * To operate our Service and provide You with our Service. 
  * To provide You with support and to respond to Your inquiries, including to 
    investigate and address Your concerns and monitor and improve our Service. 
  * To fulfill or meet the reason You provided the information. For example, 
    if You share Your contact information to ask a question about our Service, 
    We will use that personal information to respond to Your inquiry. If You 
    provide Your personal information to purchase a product or service, We 
    will use that information to process Your payment and facilitate delivery. 
  * To respond to law enforcement requests and as required by applicable law, 
    court order, or governmental regulations. 
  * As described to You when collecting Your personal information or as 
    otherwise set forth in the CCPA. 
  * For internal administrative and auditing purposes. 
  * To detect security incidents and protect against malicious, deceptive, 
    fraudulent or illegal activity, including, when necessary, to prosecute 
    those responsible for such activities. 

Please note that the examples provided above are illustrative and not intended 
to be exhaustive. For more details on how we use this information, please 
refer to the "Use of Your Personal Data" section. 

If We decide to collect additional categories of personal information or use 
the personal information We collected for materially different, unrelated, or 
incompatible purposes We will update this Privacy Policy. 

Disclosure of Personal Information for Business Purposes or Commercial 
Purposes   
------------------------------------------------------------------------------- 

We may use or disclose and may have used or disclosed in the last twelve (12) 
months the following categories of personal information for business or 
commercial purposes: 

  * Category A: Identifiers 
  * Category B: Personal information categories listed in the California 
    Customer Records statute (Cal. Civ. Code § 1798.80(e)) 
  * Category D: Commercial information 
  * Category F: Internet or other similar network activity 

Please note that the categories listed above are those defined in the CCPA. 
This does not mean that all examples of that category of personal information 
were in fact disclosed, but reflects our good faith belief to the best of our 
knowledge that some of that information from the applicable category may be 
and may have been disclosed. 

When We disclose personal information for a business purpose or a commercial 
purpose, We enter a contract that describes the purpose and requires the 
recipient to both keep that personal information confidential and not use it 
for any purpose except performing the contract. 

Sale of Personal Information   
---------------------------- 

As defined in the CCPA, "sell" and "sale" mean selling, renting, releasing, 
disclosing, disseminating, making available, transferring, or otherwise 
communicating orally, in writing, or by electronic or other means, a 
consumer's personal information by the business to a third party for valuable 
consideration. This means that We may have received some kind of benefit in 
return for sharing personal Iinformation, but not necessarily a monetary 
benefit. 

Please note that the categories listed below are those defined in the CCPA. 
This does not mean that all examples of that category of personal information 
were in fact sold, but reflects our good faith belief to the best of our 
knowledge that some of that information from the applicable category may be 
and may have been shared for value in return. 

We may sell and may have sold in the last twelve (12) months the following 
categories of personal information: 

  * Category A: Identifiers 
  * Category B: Personal information categories listed in the California 
    Customer Records statute (Cal. Civ. Code § 1798.80(e)) 
  * Category D: Commercial information 
  * Category F: Internet or other similar network activity 

Share of Personal Information   
----------------------------- 

We may share Your personal information identified in the above categories with 
the following categories of third parties: 

  * Service Providers 
  * Payment processors 
  * Our affiliates 
  * Our business partners 
  * Third party vendors to whom You or Your agents authorize Us to disclose 
    Your personal information in connection with products or services We 
    provide to You 

Sale of Personal Information of Minors Under 16 Years of Age   
------------------------------------------------------------ 

We do not sell the personal information of Consumers We actually know are less 
than 16 years of age, unless We receive affirmative authorization (the "right 
to opt-in") from either the Consumer who is between 13 and 16 years of age, or 
the parent or guardian of a Consumer less than 13 years of age. Consumers who 
opt-in to the sale of personal information may opt-out of future sales at any 
time. To exercise the right to opt-out, You (or Your authorized 
representative) may submit a request to Us by contacting Us. 

If You have reason to believe that a child under the age of 13 (or 16) has 
provided Us with personal information, please contact Us with sufficient 
detail to enable Us to delete that information. 

Your Rights under the CCPA   
-------------------------- 

The CCPA provides California residents with specific rights regarding their 
personal information. If You are a resident of California, You have the 
following rights: 

  * The right to notice. You have the right to be notified which categories of 
    Personal Data are being collected and the purposes for which the Personal 
    Data is being used. 
  * The right to request. Under CCPA, You have the right to request that We 
    disclose information to You about Our collection, use, sale, disclosure 
    for business purposes and share of personal information. Once We receive 
    and confirm Your request, We will disclose to You: 
    * The categories of personal information We collected about You 
    * The categories of sources for the personal information We collected 
      about You 
    * Our business or commercial purpose for collecting or selling that 
      personal information 
    * The categories of third parties with whom We share that personal 
      information 
    * The specific pieces of personal information We collected about You 
    * If we sold Your personal information or disclosed Your personal 
      information for a business purpose, We will disclose to You: 
      * The categories of personal information categories sold 
      * The categories of personal information categories disclosed 
  * The right to say no to the sale of Personal Data (opt-out). You have the 
    right to direct Us to not sell Your personal information. To submit an 
    opt-out request please contact Us. 
  * The right to delete Personal Data. You have the right to request the 
    deletion of Your Personal Data, subject to certain exceptions. Once We 
    receive and confirm Your request, We will delete (and direct Our Service 
    Providers to delete) Your personal information from our records, unless an 
    exception applies. We may deny Your deletion request if retaining the 
    information is necessary for Us or Our Service Providers to: 
    * Complete the transaction for which We collected the personal 
      information, provide a good or service that You requested, take actions 
      reasonably anticipated within the context of our ongoing business 
      relationship with You, or otherwise perform our contract with You. 
    * Detect security incidents, protect against malicious, deceptive, 
      fraudulent, or illegal activity, or prosecute those responsible for such 
      activities. 
    * Debug products to identify and repair errors that impair existing 
      intended functionality. 
    * Exercise free speech, ensure the right of another consumer to exercise 
      their free speech rights, or exercise another right provided for by law. 
    * Comply with the California Electronic Communications Privacy Act (Cal. 
      Penal Code § 1546 et. seq.). 
    * Engage in public or peer-reviewed scientific, historical, or statistical 
      research in the public interest that adheres to all other applicable 
      ethics and privacy laws, when the information's deletion may likely 
      render impossible or seriously impair the research's achievement, if You 
      previously provided informed consent. 
    * Enable solely internal uses that are reasonably aligned with consumer 
      expectations based on Your relationship with Us. 
    * Comply with a legal obligation. 
    * Make other internal and lawful uses of that information that are 
      compatible with the context in which You provided it. 
  * The right not to be discriminated against. You have the right not to be 
    discriminated against for exercising any of Your consumer's rights, 
    including by: 
    * Denying goods or services to You 
    * Charging different prices or rates for goods or services, including the 
      use of discounts or other benefits or imposing penalties 
    * Providing a different level or quality of goods or services to You 
    * Suggesting that You will receive a different price or rate for goods or 
      services or a different level or quality of goods or services 

Exercising Your CCPA Data Protection Rights   
------------------------------------------- 

In order to exercise any of Your rights under the CCPA, and if You are a 
California resident, You can contact Us: 

  * By email: lfranklin@emergebiz1.com 

Only You, or a person registered with the California Secretary of State that 
You authorize to act on Your behalf, may make a verifiable request related to 
Your personal information. 

Your request to Us must: 

  * Provide sufficient information that allows Us to reasonably verify You are 
    the person about whom We collected personal information or an authorized 
    representative 
  * Describe Your request with sufficient detail that allows Us to properly 
    understand, evaluate, and respond to it 

We cannot respond to Your request or provide You with the required information 
if we cannot: 

  * Verify Your identity or authority to make the request 
  * And confirm that the personal information relates to You 

We will disclose and deliver the required information free of charge within 45 
days of receiving Your verifiable request. The time period to provide the 
required information may be extended once by an additional 45 days when 
reasonable necessary and with prior notice. 

Any disclosures We provide will only cover the 12-month period preceding the 
verifiable request's receipt. 

For data portability requests, We will select a format to provide Your 
personal information that is readily useable and should allow You to transmit 
the information from one entity to another entity without hindrance. 

Do Not Sell My Personal Information   
----------------------------------- 

You have the right to opt-out of the sale of Your personal information. Once 
We receive and confirm a verifiable consumer request from You, we will stop 
selling Your personal information. To exercise Your right to opt-out, please 
contact Us. 

The Service Providers we partner with (for example, our analytics or 
advertising partners) may use technology on the Service that sells personal 
information as defined by the CCPA law. If you wish to opt out of the use of 
Your personal information for interest-based advertising purposes and these 
potential sales as defined under CCPA law, you may do so by following the 
instructions below. 

Please note that any opt out is specific to the browser You use. You may need 
to opt out on every browser that You use. 

Website   
~~~~~~~ 

You can opt out of receiving ads that are personalized as served by our 
Service Providers by following our instructions presented on the Service: 

  * The NAI's opt-out platform:  
  * The EDAA's opt-out platform  
  * The DAA's opt-out platform: 
    [http://optout.aboutads.info/?c=2&lang=EN](http://optout.aboutads.info/?c=2&lang=EN) 

The opt out will place a cookie on Your computer that is unique to the browser 
You use to opt out. If you change browsers or delete the cookies saved by your 
browser, You will need to opt out again. 

Mobile Devices   
~~~~~~~~~~~~~~ 

Your mobile device may give You the ability to opt out of the use of 
information about the apps You use in order to serve You ads that are targeted 
to Your interests: 

  * "Opt out of Interest-Based Ads" or "Opt out of Ads Personalization" on 
    Android devices 
  * "Limit Ad Tracking" on iOS devices 

You can also stop the collection of location information from Your mobile 
device by changing the preferences on Your mobile device. 

"Do Not Track" Policy as Required by California Online Privacy Protection Act 
(CalOPPA)   
======================================================================== 

Our Service does not respond to Do Not Track signals. 

However, some third party websites do keep track of Your browsing activities. 
If You are visiting such websites, You can set Your preferences in Your web 
browser to inform websites that You do not want to be tracked. You can enable 
or disable DNT by visiting the preferences or settings page of Your web 
browser. 

Your California Privacy Rights (California's Shine the Light law)   
================================================================= 

Under California Civil Code Section 1798 (California's Shine the Light law), 
California residents with an established business relationship with us can 
request information once a year about sharing their Personal Data with third 
parties for the third parties' direct marketing purposes. 

If you'd like to request more information under the California Shine the Light 
law, and if You are a California resident, You can contact Us using the 
contact information provided below. 

California Privacy Rights for Minor Users (California Business and Professions 
Code Section 22581)   
================================================================================================== 

California Business and Professions Code section 22581 allow California 
residents under the age of 18 who are registered users of online sites, 
services or applications to request and obtain removal of content or 
information they have publicly posted. 

To request removal of such data, and if You are a California resident, You can 
contact Us using the contact information provided below, and include the email 
address associated with Your account. 

Be aware that Your request does not guarantee complete or comprehensive 
removal of content or information posted online and that the law may not 
permit or require removal in certain circumstances. 

Links to Other Websites   
======================= 

Our Service may contain links to other websites that are not operated by Us. 
If You click on a third party link, You will be directed to that third party's 
site. We strongly advise You to review the Privacy Policy of every site You 
visit. 

We have no control over and assume no responsibility for the content, privacy 
policies or practices of any third party sites or services. 

Changes to this Privacy Policy   
============================== 

We may update Our Privacy Policy from time to time. We will notify You of any 
changes by posting the new Privacy Policy on this page. 

We will let You know via email and/or a prominent notice on Our Service, prior 
to the change becoming effective and update the "Last updated" date at the top 
of this Privacy Policy. 

You are advised to review this Privacy Policy periodically for any changes. 
Changes to this Privacy Policy are effective when they are posted on this 
page. 

Contact Us   
========== 

If you have any questions about this Privacy Policy, You can contact us: 

  * By email: lfranklin@emergebiz1.com

 

 

©2021 by Emerging Enterprise Group LLC
Privacy Policy

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